Inner maturation is becoming one of the key factors influencing a person’s relationship with money. There’s an opinion that in recent years, the energy of money has changed, and that’s why familiar ways of interacting with money are no longer working. But if you look deeper, it becomes obvious: the main changes are happening not in money, but within the person themselves.
The new reality increasingly highlights our level of inner maturity — our attitude toward responsibility, self-worth, comfort, consumption, and the ability to rely on ourselves. Money becomes a kind of mirror that shows how ready we are to step out of old patterns and move toward a more conscious interaction with life.
Read in this article,
- why financial difficulties are often linked not to money, but to inner beliefs,
- how the habit of living in comfort affects responsibility,
- what distortions social media creates,
- and why inner maturation is becoming one of the key skills of the new reality.
Inner Maturation and the Relationship with Money
Has the Energy of Money Really Changed?
Question: “Some write that it (the energy of money) has also started to change, just like the planet. What do you think about that?”
It’s not about the energy of money, but about the limitations that sit in your mind.
Our biggest problem, without any exception for anyone, is in the mental sphere. There’s so much garbage, so many leftover scraps from different stages of life. And no one can clean that out except the person themselves.
Look at how much solar activity has increased, how much more sharply vibrations are felt — the energetic vibrational work is intensifying, and even ordinary people can now easily sense it.
Without reformatting what is programmed into your mind — in the form of programs, templates, and stereotypes — it’s impossible to shift.
So it’s not about what the energy is like or how it appears, but about what you associate with it.
In our “Acceptance Workshop,” we touched on the topic of money because we were working with beliefs. In the “Self-Worth” course, we arrived at the same thing, because for many, self-worth equals “I earn money.”
As long as you attach excessive importance to money, there will be no breakthroughs.
See also: The Energy of Money. How to Learn to Manage It
Why Financial Responsibility Becomes Part of Maturation
The Habit of Living in Debt and the Cult of Comfort
But there’s a flip side to the coin — why don’t I want to run such courses?
Before, we had an audience that was on a path of climbing up from a severe financial deficit, practically on the brink of poverty, when you can’t even afford basic necessities. That path I understand.
But in recent years, with this insane spread and push of loans, credit cards, and microloans, a huge number of people have emerged who lack that first step — earn, then spend.
Here, I’m at zero. I have no experience in this area and no desire to go there.
How was it before? Money ran out, you’d sit on buckwheat, fried potatoes, and whatever preserves you made in the summer. We’d tighten our belts and limit ourselves in everything.
What do people do now? They don’t even borrow from acquaintances, friends, or relatives. Why bother? On every building, in every neighborhood, there are ads for microloans.
The first step is learning not to live in debt. Earned — spent, earned — spent. These are the basics of financial literacy.
If you figure this out and build your life on sound principles that don’t lead you to burn through your future, then nothing about managing money energy has really changed. The person has changed, but that’s my opinion, and it might not align with someone else’s.
Who’s the one pulling out a credit card, rushing to take out a loan, or pawning some trinket at the pawnshop — to get quick cash for a fast fix?
To me, that’s unnatural. But people have been trained to do it. Why think, why strain, why look for a side hustle like before? People have gotten used to living in comfort and seeking solutions that amplify that comfort.
I understand a loan for education, because the price tags are so high you can’t study for five years otherwise. I understand mortgages. Yes, that’s also a loan, and you need to work a lot with yourself so that repaying the debt doesn’t turn into a heavy obligation, a burden.
Everything else is consumerism.
See also: How to get rid of debts and loans and how, according to Jason Estis, their presence is linked to your responsibility
How social networks amplify immaturity
Until we recorded the “Acceptance Workshop,” where we worked with beliefs, I had no idea how much mental distortion was going on.
People were being shifted slowly, gradually. Adults, well-read, spiritually developing individuals, and suddenly all of this. Because the time has come to see it.
There’s been a cumulative effect with social networks, little pictures, little photos, and an addiction to the feed and messaging has emerged. So many things that didn’t exist even 20 years ago. This part will take a long time to clear out.
Though at the same time, a lot of cool skills have been picked up thanks to social networks. But where do you find that sweet spot to have both?
Comparing yourself to someone else’s life
A huge number of people compare their own lives to someone else’s, to that picture-perfect “Insta-gram” image. So many nervous breakdowns, disorders, and divorces have happened as a result of real life not matching the “Insta-gram” picture. It’s all from the “seem, not be” category.
And these scandals keep popping up periodically, when people rent fancy cars and everything else just to show off a picture of a beautiful life.
Physical Maturation and Psychological Immaturity: Paradoxes of Our Time
Remember how the term “acceleration” used to be widely discussed? It meant accelerated physical development in teenagers. At a certain point, it became noticeable that kids started looking several years older than their actual age.
That’s what acceleration is: the body develops faster, hormonal changes start earlier. If adolescence used to begin at 13, now it starts at 9 or 10.
But here’s the paradox — inner maturation happens much later.
According to the World Health Organization (WHO), psychological and social maturation doesn’t always happen at the same time as physical development, which is confirmed by modern research on adolescence.
My generation is around fifty now, and we remember it well: when we entered university, we got five years to “ripen.” We didn’t always follow our calling — more often we went wherever we could get in or wherever our parents directed us.
But during those years of study, we learned to be adults: we not only gained knowledge but also gradually stepped out from under our parents’ wing, started earning money, making decisions, and taking responsibility.
Now, everything is different. There are more and more examples around us of adult people who are still being helped by their parents — at 30, 40, 50, even 60 years old. Yes, physically, the person is an adult. But internally — psychologically — they remain in a state of dependence and immaturity.
This is the essence of infantilism, which I talk about so often.
Why Waiting for a Rescuer Holds You Back
We’re still waiting for the “wizard in a blue helicopter.” Girls wait for a prince on a white horse who will come, solve all their problems — including household and financial ones, deal with the loans, and set their life in order.
Only, back in the day, this was about a first and possibly only marriage that lasted 20–30 years. Now, it’s a different reality.
Over a lifetime, many people have several marriages and serious relationships. But the dream that someone from the outside will come and fix everything hasn’t gone anywhere — both 30-year-old and 40-year-old women are susceptible to it. And at the same time, those same parents, if they’re still alive, keep on helping.
In recent years, studies have been regularly published showing that financial support from parents for their adult children remains a common phenomenon. This in itself isn’t a problem, but it does highlight just how important the issues of inner independence and personal responsibility have become.
See also: Money and Relationships. How Financial Dependence on a Man Manifests
Signs of Inner Maturation in the Financial Sphere
Inner maturation can be identified through specific signs:
- A person stops looking for someone to blame for their financial results;
- They accept the consequences of their own decisions;
- They plan their expenses instead of living on impulsive desires;
- They don’t count on constant help from parents, a partner, or the state;
- They know how to delay gratification for long-term goals;
- They separate their self-worth from their income level.
These changes are often what impact financial stability more than any external circumstances.
What Helps You Navigate the Stage of Inner Maturation
To break free from old patterns and limitations, including in the financial sphere, you first need to at least realize for yourself how much has actually changed in recent years.
Once you’ve seen things as they really are, draw some conclusions, make a decision about where you’re actually heading, and whether that works for you or not.
Since life for many feels like a race, it’s worth slowing down and thinking about how all these things connect, and where one thing leads to another. But for that, you need to have the desire.
Which money patterns is it time for you to leave in the past?